Low Intro Rate Credit Cards

Low Intro Rate Credit Cards

The Low Intro Rate Credit Cards below feature a low introductory rate for a fixed period. Some of the credit cards would also offer different rewards, bonuses or other fringe benefits. Click on a card to apply for it safely online.

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Top Pick in Category
Apply now for the Discover® More® Card
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Discover® More® Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 10.99% - 20.99%* (Variable)* $0*

Excellent Credit*
Additional Offers
Apply now for the Discover® Open Road Card
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Discover® Open Road Card

  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 2% automatically at gas stations and restaurants all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 10.99% - 19.99% (Variable)* $0*

Excellent Credit*
Apply now for the Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
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Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR

  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 12 months* 11.99% - 22.99% (Variable)* $0*

Excellent Credit*
Apply now for the Discover® More Card - 18 Month Promotional Balance Transfer
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Discover® More Card - 18 Month Promotional Balance Transfer

  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 18 months* 10.99% - 20.99% (Variable)* $0*

Excellent Credit*
Apply now for the Discover® MotivaSM Card
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Discover® MotivaSM Card

  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 15 months** 0% for 15 months** 10.99% - 20.99%* (Variable)* $0*

Excellent Credit*
Apply now for the Discover® More Card - $0 Balance Transfer Fee!
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Discover® More Card - $0 Balance Transfer Fee!

  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* 10.99-19.99% (Variable)* $0*

Excellent Credit*
Apply now for the Miles by Discover® Card
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Miles by Discover® Card

  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 6 months* 10.99% -16.99% (Variable)* $0*

Excellent Credit*
Apply now for the Escape by Discover Card
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Escape by Discover Card

  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 6 months* 10.99% - 16.99% (Variable)* $60*

Excellent Credit*
Apply now for the Iberiabank Visa® Select
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Iberiabank Visa® Select

  • Introductory Rate of 0.00% or 7.50% for 12 months from date opened, on Purchases. (If there is an interest charge, the charge will be no less then $0.50). This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50% (Prime + 4.25%). This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less then $0.50).
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 1.99% APR for 12 months* 7.50 - 11.50% (Variable)* $35*

Excellent Credit*
Apply now for the Slate® from Chase - No Balance Transfer Fee
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Slate® from Chase - No Balance Transfer Fee

  • No Balance Transfer Fee!*
  • 0% Intro APR for 15 months on purchases and balance transfers
  • Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee!
  • After the first 30 days, the fee for future balance transfers is 3% of the amount transferred with a minimum of $5
  • Avoid interest on everyday purchases
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 11.99% - 21.99% (Variable)* $0*

Excellent/Good Credit*
* Because rates and offers from advertisers shown on this website change frequently, please visit referenced sites for current information. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.