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Excellent Credit
The Credit Cards below are suitable for people with excellent credit. Apply for the Excellent Credit credit cards of your choice by filling out a secure online application.
Excellent Credit |
Excellent Credit |
Excellent Credit | ||
American ExpressPlatinum Card(R) from American Express | DiscoverBiodegradable Discover® More Card | IberiaBankIberiaBank Visa® Gold Cash Back Rewards Card | ||
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More Credit Cards for People with Excellent Credit Cards
True Earnings(R) Card from Costco and American Express
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0%* | | n/a* | | 0%* | | $0* | | Yes* | |
Excellent Credit* |
Starwood Preferred Guest(R) Credit Card from American Express
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 2.9%* | | 6 Months* | | 15.24%* | | $45* | | Yes* | |
Excellent Credit* |
IberiaBank Visa® Classic Card
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for the First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 1.99%* | | 6 Months* | | as low as 8.75%* | | $0* | | Yes* | |
Excellent Credit* |
Visa Black Card
- Enjoy the Personalized Assistance of a 24-hour Concierge Service Catering to Entertainment, Travel, Business, Shopping and Lifestyle Needs.
- Receive 1% Cash Back on All Purchases with Black Card's Exclusive Rewards Program.
- Redeem Points at a Higher Rate for Flights on Any Airline at Any Time. No Blackout Dates or Advance Purchase Requirements.
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0%* | | 6 Billing Cycles* | | 13.24%* | | $495* | | Yes* | |
Excellent Credit* |
American Express (R) Preferred Rewards Gold Card
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0%* | | n/a* | | 0%* | | $125* | | Yes* | |
Excellent Credit* |
Platinum Delta SkyMiles(R) Credit Card from American Express
- Earn 20,000 bonus SkyMiles(R) (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember
- Earn one companion Coach Class ticket each year upon renewal
- Earn at least 1 mile for every eligible dollar spent
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0%* | | n/a* | | 14.5%* | | $0* | | Yes* | |
Excellent Credit* |
Delta Reserve Credit Card
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0%* | | n/a* | | 14.5%* | | $0* | | Yes* | |
Excellent Credit* |
IberiaBank Visa® Select Card
- Introductory Fixed Rate on Purchases and Balance Transfers of 8.75% APR for the First 12 Billing Cycles
- Card Plastic Breaks Down 99% Within Five Years in
- Low Ongoing Variable Rate APR after Introductory Period
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 8.75%* | | 12 Months* | | 8.75%* | | $45* | | No* | |
Excellent Credit* |
IberiaBank Visa® Platinum Rewards Card
- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experience RewardsTravel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
| Intro APR | |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 1.99%* | | 6 Months* | | as low as 9.75%* | | $0* | | Yes* | |
Excellent Credit* |
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer's web site.