Best Credit Cards

Best Credit Cards

Below we have compiled a selection of the best credit cards available in the market today. Each features unique benefits - cash back, rewards, miles, low intro rate or low ongoing rate. Many of the offers are limited time only, so take advantage of them today.

Type of Card
Monthly Spend
Balance
Top Pick in Category
Apply now for the Discover® More® Card
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 15 months* 0% for 15 months* 10.99% - 20.99%* (Variable)* $0*

Excellent Credit*

Additional Offers
Apply now for the Discover® More Card - $0 Balance Transfer Fee!
  • Limited Time Offer - $0 Balance Transfer Fee!*
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 19.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* 10.99-19.99% (Variable)* $0*

Excellent Credit*

Apply now for the Discover® More Card - 18 Month Promotional Balance Transfer
  • 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 18 months* 10.99% - 20.99% (Variable)* $0*

Excellent Credit*

Apply now for the Chase Freedom® Visa - $200 Bonus Cash Back
  • Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases
  • Up to an additional 10% Cash Back when you shop online at select merchants through Chase
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
N/A* N/A* 15.99 - 22.99% (Variable)* $0*

Excellent Credit*

Apply now for the Chase Sapphire PreferredSM
  • Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
  • 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases
  • Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
  • No foreign transaction fees
  • Earn a 7% annual points dividend - even on points already redeemed
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
N/A* N/A* As low as 15.24% (Variable)* $95*

Excellent Credit*

Apply now for the Continental Airlines OnePass® Plus Card
  • Earn up to 40,000 bonus miles & first year free ($95 value)*
  • Now with priority boarding privileges on Continental and United flights
  • Check your first bag for free on Continental and United flights, up to a $50 value
  • Visit the United Club with two complimentary passes every year, a $100 value
  • Earn 2 miles for $1 spent on tickets purchased from Continental and United and 1 mile per $1 everywhere else
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
N/A* N/A* 14.24% (Variable)* $95 First year free*

Excellent Credit*

Apply now for the Escape by Discover Card
  • Earn up to $250 in travel rewards--1,000 Bonus miles every month you make a purchase for the first 25 months
  • Double Miles on every $1 you spend
  • 0% intro APR on purchases and balance transfers for 6 months then the variable purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Flexible redemption options like travel credits, merchandise, gift cards or cash
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 6 months* 10.99% - 16.99% (Variable)* $60*

Excellent Credit*

Apply now for the Miles by Discover® Card
  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for 6 months* 10.99% -16.99% (Variable)* $0*

Excellent Credit*

Apply now for the Discover® MotivaSM Card
  • Earn Cashback Bonus for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S. based Account Manager within 60 seconds
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
0% for 15 months** 0% for 15 months** 10.99% - 20.99%* (Variable)* $0*

Excellent Credit*

Apply now for the Southwest Airlines Rapid Rewards® Plus Credit Card - FREE FLIGHT
  • NOW! Earn a FREE FLIGHT after your first purchase
  • Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
  • Now you can redeem for International Travel, Hotels, Gift Cards and more
  • Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
  • Your Bags Fly FREE! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
Intro APR on Purchases Intro APR on Balance Transfers Regular APR Annual Fee Credit Needed
N/A* N/A* 15.24% (Variable)* $69*

Excellent Credit*

* Because rates and offers from advertisers shown on this website change frequently, please visit referenced sites for current information. When you click on the "Apply Here" button you can review the credit card terms and conditions on the credit card issuer's web site. Per FTC guidelines, this website may be compensated by companies mentioned through advertising, affiliate programs or otherwise.