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Visa Black Card

Enjoy the Personalized Assistance of a 24-hour Concierge Service Catering to Entertainment, Travel, Business, Shopping and Lifestyle Needs.
Receive 1% Cash Back on All Purchases with Black Card's Exclusive Rewards Program.
Redeem Points at a Higher Rate for Flights on Any Airline at Any Time. No Blackout Dates or Advance Purchase Requirements.
Cardmembers Receive Luxury Gifts from Some of the World's Top Brands.
Complimentary Membership Which Provides Access to Over 600 Lounges in More Than 100 Countries.
Membership is Limited to Ensure the Highest Caliber of Personal Service is Provided to Each Cardmember.
Cardmembers are Eligible for Benefits Including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.

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Intro APR		Intro Period		Regular APR		Annual Fee		Balance Transfer		Credit Needed
0%		6 Billing Cycles*		n/a*		$495*		Yes*		Excellent Credit*

Card Issuer	Barclays Bank Delaware
Card Status	Standard
Intro APR	0% APR for 6 Billing Cycles
Annual Fee	$495
Grace Period	20 Days (Min.)
Late Payment Fee	$25 for balances less than $100; $29 for balances between $100-$999.99; $39 for balances greater than or equal to $1,000; for residents of Iowa $15.
Over the Limit Fee	$25 for balances less than or equal to $1,000; $39 for balances greater than $1,000; for residents of Iowa $15.
APR for Cash Advances	19.99%
Cash Advance Fee	3%, $10 minimum, no maximum.
Balance Transfer Fee	3%, $5 minimum ($50 maximum during the introductory period).
Type of Reward	Point
Points/Dollar Spent	1 Point
Point Details	Cardmembers may redeem points for cash back on purchases or travel on any airline at anytime.
Notes	The minimum APR for cash advances is 19.99%. See website for complete terms and conditions of card usage and application disclosure.

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.