Tribute® Gold MasterCard® Credit Card

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Tribute® Gold MasterCard® Credit Card

Unsecured Gold MasterCard® Credit Card
Reports to the Major Credit Bureaus
MasterCard® Cards Are Accepted at Over 25 Million Locations Worldwide
Quick Online Decision
*See Card Terms and Conditions

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Intro APR		Intro Period		Regular APR		Annual Fee		Balance Transfer		Credit Needed
n/a*		n/a*		24.5%*		$150*		No*		Poor Credit OK*

Card Issuer	First Bank of Delaware
Card Status	Gold
Intro APR	No Introductory Rate Available
APR for Purchases	24.5%
Annual Fee	$150
Grace Period	25 Days (Min.)
Late Payment Fee	$35 for $300 card; $5 on balances $30.01 to $100, $15 on balances up to $200, $25 on balances $200.01 to $300, $35 on balances greater than $300
Over the Limit Fee	$35 for $300 card; $25 for $70 card
APR for Cash Advances	30.5%
Cash Advance Fee	5%, $5 minimum for both cards
Participation Fee	See Important Notations***
Total First Year Fees	$269.40****
Notes	The APRs shown reflect the rates for the $300 card. The APR for purchases and cash advances for the $70 card are 19.50% and 25.50% respectively. The participation fee is the account maintenance fee. For the $300 card the fee is 9.95 per month. For the $70, the fee is $19 per month. **The fee total shown applies to the $300 card. The total first year fees for the $70 card is $248. See website for complete terms and conditions of card usage and application disclosure.

Tribute® Gold MasterCard® Credit Card - Card Reveiw

The Tribute® MasterCard® Gold Card is designed for those who only require the basic functions of a credit card, but would like to have their account reported to the credit bureaus. You may be issued one of two cards, the $300 card or the $70 card. Both cards have above average annual fees and they both carry fees that are applied monthly. While the $70 card only requires a one-time $20 account set-up fee, the $300 has a $150 annual fee attached to it. The best feature of this card is that it reports to the credit bureaus, which may be worth the additional fees. If you have trouble getting approved for other types of credit cards, you do not plan to carry a balance, and you do not mind paying the various fees, this card may be a reasonable option.

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Review Date: 12/3/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.