The Kiva BusinessCard
- Advanta Will Match Your Grant to Kiva...Dollar for Dollar
- A Low 7.99% APR on Purchases*
- Get 5% Statement Credit on Your First $1,200 Each Year in Grants to Kiva, Charitable Donations and Other Purchases*
- No Annual Fee
- $0 Fraud Liability
- *See Terms and Conditions for Important Information, Benefits, and Limitations
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0% | | 15 Months* | | 7.99%* | | $0* | | Yes* | |
Good Credit* |
| Card Issuer | Advanta |
| Card Status | Standard |
| Intro APR | 0% APR for 15 Months |
| Intro Details | A 0% introductory rate is available on balance transfers for 15 months. The APR for balance transfers after the introductory period expires will be a fixed rate of 7.99%. |
| APR for Purchases | 7.99% |
| Late Payment Fee | $19 if balance is less than $250; $39 if balance is $250 or more |
| Over the Limit Fee | $15 on balances up to $501; $29 on balances of $501 up to $1,001; and $39 on balances over $1,001 |
| APR for Cash Advances | 19.99% |
| Cash Advance Fee | 3%, $5 minimum ($50 maximum for convenience checks) |
| Balance Transfer Fee | 3%, $5 minimum, $90 maximum (with this introductory offer) |
| Type of Reward | Rebate |
| Rebate Minimum | 0.25% |
| Rebate Maximum | 1% |
| Additional Rebates | Cardholders will earn bonus rebates in their choice of one of the following categories: `gasoline and diesel fuel`, `computer equipment and office supplies`, `online advertising` and `utilities and telecommunications,` and `charitable and social services donations`. The amount earned is based on the following scale: 5% on up to $1,200 in purchases; and 1% on purchases over $1,200.% |
| Rebate Details | The amount of rebates earned on all other purchases is based on the following scale: .25% on up to $3,000 in purchases; .50% between $3,001 and $5,000; .75% between $5,001 and $15,000; 1% on purchases over $15,000. Rebate checks are automatically issued when the cardholder reaches $50 in earned rebates. |
| Notes | The APR is based on the highest Prime Rate during a 90-day period. The minimum prime rate is 5.25%. The minimum APR for cash advances is 7.99%. See website for complete terms and conditions of card usage and application disclosure. |
The Kiva BusinessCard - Card Reveiw
The Kiva BusinessCard is an ideal for businesss owners with very good credit who would love the opportunity to help business owners in developing countries. There is no annual fee for there is a 0% introductory rate for balance transfers for fifteen months. Once the introductory rate expires, the APRs for all transactions are reasonably low. Along with the cash rebate reward program where you will earn up to 1% back on purchases for a $50 statement credit. If your business submits a micro-loan grant to Kiva as a charitable donation, Advanta will match your grant up to $200 per month. Additional benefits that come with the card include $0 Fraud Liability protection. The Kiva BusinessCard's rates are based on the highest Prime Rate offered over three months and there is a minimum APR for cash advances. The Kiva BusinessCard is a good option for business owners who like to be rewarded for their hard work and who would like to reward another business owner for their efforts.
Review Date: 11/4/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.