READYdebitâ„¢ Card
- Visa® Debit Card - Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support - Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| n/a* | | n/a* | | n/a* | | $0* | | Yes* | |
Poor Credit OK* |
| Card Issuer | MetaBank |
| Card Status | Standard |
| Intro APR | No Introductory Rate Available |
| Cash Advance Fee | $1.50 - $2.00 ATM withdrawal depending on plan; $5 International ATM withdrawals; $5 bank teller cash advances. |
| ApplicationFee | $9.95 |
| Participation Fee | $3.95 - $7.95 monthly* |
| Reload Fee | $0 |
| Inactive Fee | A $15 fee applies to those who require a paper check to terminate the account. |
| Deposit Interest | No |
| Total First Year Fees | up to $95.54** |
| Notes | *See website for complete terms and conditions of card usage and application disclosure. **Fees depend on plan. The first year fee for the Basic plan is $47.40, not including fees for ATM withdrawals, PIN transactions, balance inquries, online bill pay, and bank teller cash advance fees. |
READYdebitâ„¢ Card - Card Reveiw
READYdebit™ is a prepaid debit card that cardholders can load with cash and use as they would a credit card. The READYdebit™ Card comes with two options. The Basic plan is $3.95 a month, while the Select plan is $7.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees, such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions. The best thing about the READYdebit™ Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loading fees or negative balance fees - something banks would charge a pretty penny for. Paychecks can even be directly deposited into a READYdebit™ account for easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees. Funds can be loaded on the READYdebit™ via direct deposit, at participating retail stores including Wal-Mart, Walgreens, Rite Aid, RadioShack, and wherever the Visa® ReadLink symbol is displayed.
Review Date: 12/1/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.