Orchard Bank Classic MasterCards

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Orchard Bank Classic MasterCards

Acceptance At Millions of Locations Worldwide, Including Website Purchases and Reservations
Your Account Information Is Updated and At Your Fingertips 24/7 So You Can Manage It Your Way
E-mail and Text Messages to Remind You of Your Upcoming Payment Due Date With Online Enrollment

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Intro APR		Intro Period		Regular APR		Annual Fee		Balance Transfer		Credit Needed
0%		6 Months*		n/a*		$0*		Yes*		Poor Credit OK*

Card Issuer	HSBC Bank Nevada, N.A.
Card Status	Standard
Intro APR	0% APR for 6 Months
Intro Details	The introductory rate applies to purchases and balance transfers and is only available to qualifying applicants.
Grace Period	20 - 25 Days
Late Payment Fee	$30 on balances up to $1000; $35 on balances over $1000
Over the Limit Fee	$19 on balances up to $250; $30 on balances over $250
Cash Advance Fee	Greater of $5, 5% ($20 minimum)
Balance Transfer Fee	5%, $10 minimum
Points/Dollar Spent	1
Notes	The Index is the highest U.S. Prime Rate as quoted in The Wall Street Journal on any day during the prior 90-day period.See website for complete terms and conditions of card usage and application disclosure. The APR for Purchases and Balance Transfers may vary and will be the greater of 11.99% or the Index plus a Margin of 4.49%,* or the greater of 13.99% or the Index plus a Margin of 6.49%,* or the greater of 15.99% or the Index plus a Margin of 8.49%. The APR for Cash Advances may vary and will be the greater of 19.99% or the Index plus a Margin of 15.75%. *See website for complete terms and conditions of card usage and application disclosure.

Orchard Bank Classic MasterCards - Card Reveiw

Orchard Bank Classic MasterCards are issued by HSBC Bank Nevada, N.A. They are a group of cards that offer applicants with limited credit histories the opportunity to establish better credit*. Applicants of this offer are eligible for any one of the following four cards, depending on their credit history. The APRs and fees cards vary, and are detailed on the application. These cards share common benefits including credit bureau reporting, 24-hour customer service assistance, online account access, and periodic credit limit increases for those who qualify. Those in need of a credit card that can possibly improve creditworthiness in exchange for the out of pocket costs of additional fees may find one of the Orchard Bank Classic MasterCards to be a good fit. *It is HSBC's goal to offer you the credit card that best fits your credit profile, which may or may not be the card you originally inquired about. You may be offered a secured card or an unsecured card, which may not include a 0% Introductory APR, and with different terms and conditions which will be disclosed before your application is processed.

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Review Date: 12/1/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.