IberiaBank Visa® Platinum Rewards Card

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IberiaBank Visa® Platinum Rewards Card

Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
Turn Your Points Into Hotel, Gift, or Experiential Rewards
Travel Accident Coverage Up to $1,000,000
No Annual Membership Fee
0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
No Transaction Fee for Balance Transfers
25 Day Grace Period
Online Access to Credit Card Account Information

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Intro APR		Intro Period		Regular APR		Annual Fee		Balance Transfer		Credit Needed
0%		6 Months*		as low as 8%*		$0*		No*		Good Credit*

Card Issuer	IberiaBank
Card Status	Platinum
Intro APR	0% APR for 6 Months
Intro Details	The introductory rate is available on balance transfers submitted during the first three months.
APR for Purchases	as low as 8%
Grace Period	25 Days
Late Payment Fee	$15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000
Over the Limit Fee	$35
APR for Cash Advances	12%
Cash Advance Fee	5%, $5 minimum, $100 maximum
Balance Transfer Fee	None
Type of Reward	Point
Points/Dollar Spent	1 Point
Point Details	Points are redeemable for merchandise and travel awards.
Notes	*The APR for purchases and balance transfers varies according to the applicant`s credit history and will be 0.99%, 1.99%, or 2.99% + Prime Rate. The APR for cash advances varies according to the applicant`s credit history and will be 1.99%, 2.99%, or 3.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

IberiaBank Visa® Platinum Rewards Card - Card Reveiw

The IberiaBank Visa® Platinum Rewards Card offers an interest-free introductory period along with additional benefits and services. Through the rewards program, cardholders earn one point per dollar spent on all purchases. Points are redeemable for merchandise, travel and gift certificates to participating restaurants and merchants. This card has no annual fee and there is no annual fee for the ScoreCard® Bonus Points Program. There is a 0% introductory rate on balance transfers for six months and a reasonably low APR for purchases, which makes this card a decent option if you plan to carry a balance. You'll also receive additional benefits, including various internet account services and lost and stolen card reporting.

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Review Date: 11/13/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.