IberiaBank Visa® Gold Cash Back Rewards Card

Search by Type of Card

Best Credit Cards Low APR Credit Cards Balance Transfer Cards Instant Approval Cards Business Credit Cards Student Credit Cards Secured Credit Cards

Search by Rewards

Airline Credit Cards Cash Back Credit Cards Hotel/Travel Rewards Point Rewards Cards Gas Rewards Cards

Search by Credit Rating

Excellent Credit Good Credit Poor Credit

Search by Brand

American Express Visa MasterCard Discover

Search by Issuer

Advanta Credit Cards American Express Credit Cards Capital One Credit Cards Discover Credit Cards Applied Bank IberiaBank Credit Cards MetaBank Credit Cards New Millennium Bank Credit Cards Pulaski Bank Credit Cards

Resources

Advanced Search

IberiaBank Visa® Gold Cash Back Rewards Card

Earn 1% in Cash Back Credit on All Qualifying Purchases
No limit on Cash Back; No Expiration Date on Eligibility for Accounts in Good Standing
Travel Accident Coverage Up to $500,000
No Annual Membership Fee
0% Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
No Transaction Fee for Balance Transfers
25 Day Grace Period
Online Access to Credit Card Account Information

Go Back

Intro APR		Intro Period		Regular APR		Annual Fee		Balance Transfer		Credit Needed
0%		6 Months*		as low as 8%*		$0*		No*		Good Credit*

Card Issuer	IberiaBank
Card Status	Gold
Intro APR	0% APR for 6 Months
Intro Details	The introductory rate is available on balance transfers submitted during the first three months.
APR for Purchases	as low as 8%
Grace Period	25 Days
Late Payment Fee	$15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000
Over the Limit Fee	$35
APR for Cash Advances	12%
Cash Advance Fee	5%, $5 minimum, $100 maximum
Balance Transfer Fee	None
Type of Reward	Rebate
Rebate Minimum	1%
Rebate Maximum	1%
Additional Rebates	None%
Rebate Details	Earn a 1% rebate per dollar spent on general purchases.
Notes	*The APR for purchases and balance transfers varies according to the applicant`s credit history and will be 4.00%, 5.00%, or 6.00% + Prime Rate. The APR for cash advances varies according to the applicant`s credit history and will be 8.00%, 9.00%, or 10.00% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.

IberiaBank Visa® Gold Cash Back Rewards Card - Card Reveiw

The IberiaBank Visa® Gold Cash Back Rewards Card offers an interest-free introductory period along with additional benefits and services. Through the rewards program, cardholders earn a 1% cash rebate per dollar spent on all purchases. There is no limit to the amount of rebates cardholders may earn and rebates do not expire for the life of the account. This card has no annual fee. There is a 0% introductory rate on balance transfers for six months, and the APR for purchases is reasonably low, which makes this card a decent option if you plan to carry a balance. You'll also receive additional benefits including various internet account services and lost and stolen card reporting.

Go Back

Review Date: 11/13/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.