HSBC Platinum MasterCard® with Cash Back Rewards
- Earn Unlimited 1% Cash Back Rewards On New Net Retail Purchases, Everywhere You Shop!
- Simple and Straightforward Rewards: No Earnings Caps, Spending Categories, Tiers, or Point Expiration
- Platinum Benefits Include Unlimited Purchases Protection, Extended Warranties, and Rental Car Insurance
- 0% Introductory APR On Card Purchases and Balance Transfers for 12 Months and No Annual Fee.*
- Instant Decision In As Little As 60 Seconds
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0% | | 12 Months* | | as low as 8.9%* | | $0* | | Yes* | |
Good Credit* |
| Card Issuer | HSBC Bank Nevada, N.A. |
| Card Status | Platinum |
| Intro APR | 0% APR for 12 Months |
| Intro Details | None |
| APR for Purchases | as low as 8.9% |
| Grace Period | 20 Days |
| Late Payment Fee | $19 on balances up to $250; $39 for balances over $250 |
| Over the Limit Fee | $39 |
| APR for Cash Advances | 21.9% |
| Cash Advance Fee | 3%, $15 minimum |
| Balance Transfer Fee | 3%, $15 minimum |
| Type of Reward | Rebate |
| Rebate Minimum | 1% |
| Rebate Maximum | 2% |
| Additional Rebates | None% |
| Rebate Details | All cash back rewards are redeemable in $25 increments. |
| Notes | See website for complete terms and conditions of card usage and application disclosure. |
HSBC Platinum MasterCard® with Cash Back Rewards - Card Reveiw
The HSBC Platinum MasterCard® with Cash Back Rewards is for people with good credit. Cardholders earn 1% cash back rebate for all purchases. Cardholders who do not qualify for the 1% cash back rewards will be considered for 2% cash back reward. While there is no limit to the amount of cash back rewards that can be earned with the 1% cash back reward, the 2% rebate does have a limit of $400 a year. This card has no annual fee. A 0% introductory APR will be applied to purchases and balance transfers for the first twelve months. Once the introductory rate expires, the HSBC Platinum MasterCard® with Cash Back Rewards has a reasonably low interest rate for those who qualify. So, cardholders who qualify for the lowest available rate and who plan to use their cards often, to take advantage of the cash rewards program, will benefit most from what the HSBC Platinum MasterCard® with Cash Back Rewards has to offer.*Please note that this card is for applicants for good credit. If you do not meet the credit requirements for this card, you may be approved for another HSBC credit card.
Review Date: 12/1/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.