| Intro APR | ![]() |
Intro Period | ![]() |
Regular APR | ![]() |
Annual Fee | ![]() |
Balance Transfer | ![]() |
Credit Needed |
| n/a* | ![]() | n/a* | ![]() | n/a* | ![]() | $0* | ![]() | No* | ![]() |
Poor Credit OK* |
| Card Issuer | The Bancorp Bank |
| Card Status | Platinum |
| Intro APR | No Introductory Rate Available |
| Over the Limit Fee | $29 |
| Cash Advance Fee | $2 for ATM transactions |
| ApplicationFee | $0 |
| Participation Fee | $0 |
| Reload Fee | Payroll direct deposit reloads are free; $1 for all other reloads; an additional $5.95 for reloads done through retail locations; and an additional $13 for reloads done through bank wire transfers. |
| Inactive Fee | $2 Monthly (after 90 days of inactivity) |
| Deposit Interest | No |
| Total First Year Fees | $99.95 |
| Notes | **$99.95 annual fee (advanced deposit) will be waived for the first two years. ***Maximum deposit when using a checking or savings account through the Internet is $300; when using any other method the maximum is $5,000. Elite cardmembers will earn $90 per year for each approved Elite MasterCard® referral in good standing, $50 per year for each approved Preferred MasterCard® referral in good standing, and $20 per year for each approved Associate MasterCard® referral in good standing. ****Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation. See website for complete terms and conditions of card usage and application disclosure. |
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.