Discover® Open Road(SM) Card
- Double Cashback Bonus® on Grocery Store Purchases in November and December*
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double Your Rewards When You Redeem for Gift Cards from Our 100 CBB Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
- *View Discover® Card Rates, Fees, Rewards and Other Important Information
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0% | | 6 Months* | | 10.99%* | | $0* | | Yes* | |
Excellent Credit* |
| Card Issuer | Discover |
| Card Status | Platinum |
| Intro APR | 0% Intro APR* |
| Intro Details | There is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details. |
| APR for Purchases | 10.99% |
| Grace Period | 25 Days (Min.) |
| Late Payment Fee | $19 on balances up to $250; $39 on balances over $250 |
| Over the Limit Fee | $15 on balances up to $500; $39 on balances over $500 |
| APR for Cash Advances | 23.99% |
| Cash Advance Fee | 3%, $5 minimum |
| Balance Transfer Fee | 3% for each balance transfer made under this offer |
| Type of Reward | Rebate |
| Rebate Minimum | 0.25% |
| Rebate Maximum | 5% |
| Additional Rebates | Earn a full 5% rebate for up to $1,200 in gas and auto maintenance purchases; 0.25% for over $1,200 up to $1,500; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.% |
| Rebate Details | Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only. |
| Notes | *The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure. |
Discover® Open Road(SM) Card - Card Reveiw
Through the Discover® Open Road(SM) Card cash reward program, you will earn a full 5% in cash rebates for gas and auto maintenance purchases, up to 1% for general purchases, and .25% for purchases made at select warehouse clubs and discount stores. When you spend up to $1,500 on general purchases you will receive a .25% rebate, between $1,500 and $3,000 a .5% rebate, and over $3,000 will receive a 1% rebate. For gas and auto maintenance rebates, when you spend up to $1,200 you will receive a full 5% rebate, between $1,200 and $1,500 a .25% rebate, between $1,500 and $3,000 a .5% rebate, and over $3,000 will receive a 1% rebate. You can also earn up to a double Cashback Bonus® for redeeming rebates for gift certificates from participating Discover Card Partners. The card uses a more costly method to apply finance charges than some other cards, but it provides several platinum benefits, an attractive 0% introductory rate on purchases for six months and a 0% introductory APR* on balance transfers for twelve months. There is no annual fee and a reasonable APR for those who qualify.
Review Date: 11/11/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.