Discover® More(SM) Card- American Flag

Discover® More(SM) Card- American Flag
  • 5% to 20% Cashback Bonus® at Top Online Retailers*
  • Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
  • Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%6 Months* 10.99%*$0*Yes* Excellent Credit*
Card IssuerDiscover
Card StatusPlatinum
Intro APR0% Intro APR*
Intro DetailsThere is a 0% introductory APR* on purchases for 6 months and a 0% introductory APR* on balance transfers for 12 months. See terms and conditions for complete details.
APR for Purchases 10.99%
Grace Period25 Days (Min.)
Late Payment Fee$19 on balances up to $250; $39 on balances over $250
Over the Limit Fee$15 on balances up to $500; $39 on balances over $500
APR for Cash Advances23.99%
Cash Advance Fee3%, $5 minimum
Balance Transfer Fee3% for each balance transfer made under this offer
Type of RewardRebate
Rebate Minimum0.25%
Rebate Maximum5%
Additional RebatesCardholders earn a 5% Cashback Bonus in categories like travel, home, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.%
Rebate DetailsEarn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.
Notes*The APR for purchases and balance transfers varies according to the applicant's credit history and may range from 10.99% - 18.99%. See website for complete terms and conditions of card usage and application disclosure.

Discover® More(SM) Card- American Flag - Card Reveiw


If you have very good credit and are looking for a cash back reward card, then the Discover® More(SM) Card - American Flag may be the right card for you. Through the reward program, cardholders earn a 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies, and more. Plus, you'll earn up to 1% for general purchases. You can also earn up to a double Cashback Bonus® for redeeming your rebates for gift certificates from participating Discover Card Partners. You'll receive several platinum benefits, including up to $500,000 in travel accident insurance, auto rental insurance, and various fraud and security protection services. The card uses a more costly method to apply finance charges, but there's no annual fee, an attractive 0% introductory rate on purchases for six months, and a 0% introductory rate on balance transfers for twelve months. The APR for this card is reasonable for those who qualify.
Review Date: 11/11/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.