Discover® Business Card

Discover® Business Card
  • Apply Now and Get $100 Cashback Bonus®**
  • 0% Intro APR* for 12 Months on Purchases and 3.99% Intro APR* for 6 Months on Balance Transfers
  • 5% Cashback Bonus® on Office Supplies, 2% on Gas, and Up To 1% on All Other Purchases*
  • Earn 5 to 20% Cashback Bonus® at Top Retailers Through Discover's Exclusive Online Shopping Site
  • Fee-Free Purchase Checks to Pay Merchants Who Don't Accept Credit Cards
  • Free Employee Cards with Customizable Limits and Monthly Reporting on Their Spending
  • No Annual Fee
  • *View Discover® Card Rates, Fees, Rewards and Other Important Information
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%12 Months* 13.99%*$0*Yes* Good Credit*
Card IssuerDiscover
Card StatusStandard
Intro APR0% Intro APR*
Intro DetailsThere is a 0% introductory APR* on card purchases for 12 months and a 3.99% introductory APR* on balance transfers for 6 months. See terms and conditions for complete details.
APR for Purchases 13.99%
Grace Period20 Days (Min.)
Late Payment Fee$0 on balances up to $100; $39 on balances of $100 and over
Over the Limit Fee$0 on balances of $1,000 or less; $39 on balances over $1,000
APR for Cash Advances22.99%
Cash Advance Fee3%, $5 minimum
Balance Transfer Fee3% for each balance transfer made under this offer, with a minimum of $5 and a maximum of $75
Type of RewardRebate
Rebate Minimum0.25%
Rebate Maximum5%
Additional RebatesEarn a full 5% on the first $2,000 in office supply purchases and a full 2% on the first $2,000 in gas purchases (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.%
Rebate DetailsEarn a 0.25% rebate for up to $5,000 in other purchases and 1% for over $5,000. Reward is redeemable in $20 increments only. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the Cashback Bonus® at the same rate as other purchases.
Notes*View Discover® Card Rates, Fees, Rewards and Other Important Information ** Earn a $100 Cashback Bonus® when you make $1000 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks. See Cashback Bonus® Terms and Conditions for full details. See website for complete terms and conditions of card usage and application disclosure.

Discover® Business Card - Card Reveiw


The Discover® Business Card is ideal if you want to earn cash back on your purchases. Through the reward program, you'll earn a full 5% on the first $2,000 in office supply purchases, a full 2% on the first $2,000 in gas purchases, up to 1% for other purchases, and .25% for purchases made at select warehouse clubs and discount stores. The card also offers up to a double Cashback Bonus® for redeeming rebates for gift certificates from participating Discover® Card Partners. The card has no annual fee and an attractive 0% introductory rate on purchases for the first twelve months and a 3.99% introductory rate on balance transfers for the first six months. The interest rate on purchases is above average after the introductory rate expires. Additional benefits and services are also provided.
Review Date: 11/13/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.