| Intro APR | ![]() |
Intro Period | ![]() |
Regular APR | ![]() |
Annual Fee | ![]() |
Balance Transfer | ![]() |
Credit Needed |
| 0% | ![]() | 12 Months* | ![]() | 13.99%* | ![]() | $0* | ![]() | Yes* | ![]() |
Good Credit* |
| Card Issuer | Discover |
| Card Status | Standard |
| Intro APR | 0% Intro APR* |
| Intro Details | There is a 0% introductory APR* on card purchases for 12 months and a 3.99% introductory APR* on balance transfers for 6 months. See terms and conditions for complete details. |
| APR for Purchases | 13.99% |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $0 on balances up to $100; $39 on balances of $100 and over |
| Over the Limit Fee | $0 on balances of $1,000 or less; $39 on balances over $1,000 |
| APR for Cash Advances | 22.99% |
| Cash Advance Fee | 3%, $5 minimum |
| Balance Transfer Fee | 3% for each balance transfer made under this offer, with a minimum of $5 and a maximum of $75 |
| Type of Reward | Rebate |
| Rebate Minimum | 0.25% |
| Rebate Maximum | 5% |
| Additional Rebates | Earn a full 5% on the first $2,000 in office supply purchases and a full 2% on the first $2,000 in gas purchases (through the Cashback Bonus® reward program). Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at participating Discover Card Partners.% |
| Rebate Details | Earn a 0.25% rebate for up to $5,000 in other purchases and 1% for over $5,000. Reward is redeemable in $20 increments only. Office supply purchases in excess of $2,000 and gas purchases in excess of $2,000 earn the Cashback Bonus® at the same rate as other purchases. |
| Notes | *View Discover® Card Rates, Fees, Rewards and Other Important Information ** Earn a $100 Cashback Bonus® when you make $1000 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks. See Cashback Bonus® Terms and Conditions for full details. See website for complete terms and conditions of card usage and application disclosure. |
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.