Capital One® Platinum
- Buy What You`ve Been Dreaming of and Pay No Interest until June 2009 on Purchases
- Save with a Low Non-Intro Variable APR, Currently 8.9%
- Know You Are Protected with $0 Fraud Liability if Your Card is Ever Lost or Stolen
- Exclusive Savings: up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo!Shopping
- *See Capital One® Important Disclosures for More Information
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| 0% | | until June 2009* | | 8.9%* | | $39* | | Yes* | |
Average/Limited History* |
| Card Issuer | Capital One |
| Card Status | Platinum |
| Intro APR | 0% APR on Purchases until June 2009 |
| Intro Details | A 0% introductory rate is available on purchases until June 2009. See terms and conditions for complete details. |
| APR for Purchases | 8.9% |
| Annual Fee | $39 |
| Grace Period | 25 Days |
| Late Payment Fee | Balance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee |
| Over the Limit Fee | Credit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee** |
| APR for Cash Advances | 22.9% |
| Cash Advance Fee | 3% of amount of the cash advance, but not less than $10. |
| Balance Transfer Fee | None |
| Notes | This card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **Your over-the-credit-limit fee will be based on the amount of your credit limit at the time the fee is applied. |
Capital One® Platinum - Card Reveiw
The Capital One® Platinum card is ideal if you have an average credit history and plan to take advantage of the low interest rate and the common platinum benefits. The best feature of this card is the reasonably low interest rate on purchases and balance transfers, plus it has a $39 annual fee. There is also a 0% APR on purchases until May 2009. You'll have access to a variety of benefits and services such as extended warranties on purchases and $0 fraud liability. Cardholders will also be eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. In addition, there are 14 card designs from which to choose.
Review Date: 12/1/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.