Capital One® No Hassle Points(SM) Rewards

Capital One® No Hassle Points(SM) Rewards
  • 5 Points per Dollar Spent at Gas Stations, Major Grocery and Drug Stores
  • 1 Point for Every Dollar Spent on Other Purchases
  • There is No Limit to the Points You Can Earn and Your Points Won`t Expire for the Life of Your Account
  • Buy what You`ve Been Dreaming of and Pay No Interest until June 2009
  • *See Capital One® Important Disclosures for More Information
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%until June 2009* 16.9%*$29*Yes* Average History*
Card IssuerCapital One
Card StatusPlatinum
Intro APR0% APR on Purchases until June 2009
Intro DetailsA 0% introductory rate is available on purchases until June 2009. See terms and conditions for complete details.
APR for Purchases 16.9%
Annual Fee$29
Grace Period25 Days
Late Payment FeeBalance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over the Limit FeeCredit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
APR for Cash Advances22.9%
Cash Advance Fee3% of amount of the cash advance, but not less than $10.
Balance Transfer FeeNone
Type of RewardPoint
Points/Dollar Spent1 Point
Point DetailsPoints are redeemable for merchandise, cash, travel, and gift cards.
NotesThis card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder`s credit limit at the time the fee is applied.

Capital One® No Hassle Points(SM) Rewards - Card Reveiw


The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with an average credit history. Cardholders earn five points per dollar spent at gas stations, grocery stores, and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards, with no limits on points and no expiration. This card does have an annual fee of $29; however, there is a 0% introductory rate on purchases until May 2009, and the interest rate is high thereafter, making this an ideal points rewards card for those with a limited credit history. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Review Date: 12/1/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.