Capital One® No Hassle Cash(SM) Rewards for Students

Capital One® No Hassle Cash(SM) Rewards for Students
  • Start Building Your Credit today and Earn Cash, Simple and Fast
  • 25% Annual Bonus on Cash Earned During the Year and 1% Cash Back on All Purchases
  • No Limit on Cash Back and Rewards Won`t Expire for the Life of Your Account
  • 0% Intro APR on Purchases until June 2009
  • $0 Fraud Liability for Unauthorized Use if Your Card is Lost or Stolen
  • *See Capital One® Important Disclosures for More Information
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%until June 2009* 16.9%*$29*Yes* Limited History*
Card IssuerCapital One
Card StatusPlatinum
Intro APR0% APR on Purchases until June 2009
Intro DetailsA 0% introductory rate is available on purchases until June 2009. See terms and conditions for complete details.
APR for Purchases 16.9%
Annual Fee$29
Grace Period25 Days
Late Payment FeeBalance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over the Limit FeeCredit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
APR for Cash Advances22.9%
Cash Advance Fee3% of amount of the cash advance, but not less than $10.
Balance Transfer FeeNone
Type of RewardRebate
Rebate Minimum1%
Rebate Maximum25%
Additional RebatesCardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year.%
Rebate DetailsThere is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards.
NotesThis card is for applicants with Limited Credit History. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder`s credit limit at the time the fee is applied.

Capital One® No Hassle Cash(SM) Rewards for Students - Card Reveiw


The Capital One® No Hassle Cash(SM) Rewards for Students is for students with a limited credit history who are looking to take advantage of the cash reward program. You'll earn a full 1% cash back on purchases, and a 25% bonus on all cash earned in the previous year. Cash rewards can also be redeemed for gift cards. There is no limit to the amount of cash back that can be earned and no minimum required to redeem for cash. This card has a high interest rate for purchases and no balance transfer fees. Plus, there is a 0% APR on purchases until May 2009. This card offers a cash back reward program and an array of platinum benefits and services, which makes it an excellent choice for a student card. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Review Date: 12/1/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.