Capital One® Classic Platinum

Capital One® Classic Platinum
  • Buy What You`ve Been Dreaming of and Pay No Interest until June 2009 on Purchases
  • Save with a Low Non-Intro Variable APR, Currently 14.9%
  • Exclusive Savings: up to 40% Off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo!Shopping
  • Know You Are Protected With $0 Fraud Liability if Your Card is Ever Lost or Stolen
  • *See Capital One® Important Disclosures for More Information
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
0%until June 2009* 14.9%*$19*Yes* Average History*
Card IssuerCapital One
Card StatusPlatinum
Intro APR0% APR on Purchases until June 2009
Intro DetailsA 0% introductory rate is available on purchases until June 2009. See terms and conditions for complete details.
APR for Purchases 14.9%
Annual Fee$19
Grace Period25 Days
Late Payment FeeBalance of $0 - $99.99 = $15 fee; balance of $100 - $249.99 = $29 fee; balance of $250 or more = $39 fee
Over the Limit FeeCredit limit of $0 - $499.99 = $19 fee; credit limit of $500 - $999.99 = $29 fee; credit limits of $1,000 or more = $39 fee**
APR for Cash Advances22.9%
Cash Advance Fee3% of amount of the cash advance, but not less than $10.
Balance Transfer FeeNone
NotesThis card is for applicants with Average Credit. *See Capital One® important disclosures for more information. **The over-the-credit-limit fee will be based on the amount of the cardholder`s credit limit at the time the fee is applied.

Capital One® Classic Platinum - Card Reveiw


The Capital One® Classic Platinum card is an excellent option for those with an average credit history. It offers a 0% introductory rate on purchases until May 2009, and the interest rate is high thereafter. Plus, the annual fee is only $19. In addition, this card provides common platinum benefits such as emergency roadside assistance, an extended warranty program, and travel accident insurance. Overall, this is an ideal card for those with a limited credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.
Review Date: 12/1/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.