BuyRIGHT Pre-Paid MasterCard®

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BuyRIGHT Pre-Paid MasterCard®

Free Direct Deposit
On-Time Monthly Payments Reported To at Least One Major Credit Bureau
Free Account Activity Alerts
Flexible Fee Structure
BuyRIGHT Rewards Program
BuyRIGHT Cash Back Referral Program

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Intro APR		Intro Period		Regular APR		Annual Fee		Balance Transfer		Credit Needed
n/a*		n/a*		n/a*		$0*		No*		Poor Credit OK*

Card Issuer	MetaBank
Card Status	Platinum
Intro APR	No Introductory Rate Available
Cash Advance Fee	$2 for ATM transactions; $5 for international ATM transactions; $4.50 for cash advances from financial institutions
ApplicationFee	$29.95
Participation Fee	$59.40 ($4.95 monthly)**
Reload Fee	$0 for payroll direct, $4.95 for In-Person Payment, $9.95 for a wire transfer.
Inactive Fee	A fee of $4.95 per month will be charged after six months of inactivity on the card account.***
Total First Year Fees	$89.35****
Type of Reward	Point
Points/Dollar Spent	1 Point
Point Details	Points are redeemable for ring tones, music downloads, long distance calling cards, and prepaid wireless airtime.
Notes	Cardholders have the option to choose between a monthly fee of $4.95 and no monthly fee with a pay per transaction fee of $1. The inactivity fee will only be charged to those who choose the pay per transaction option, and it will only be charged after six months of inactivity on the card account. ***If the cardholder chooses the option to pay a $1 fee per transaction rather than pay the monthly fee, the total basic fee for the first year would be $29.95. No credit checks or turndowns. No employment verifications. Cardholders who choose to participate in the Credit Building Program will have their monthly payment history reported to at least one major credit bureau. Must be at least 18 and a U.S. citizen or permanent resident. Although residents of HI and AK can apply for the card, merchandise can only be shipped to the 48 contiguous states. See website for complete terms and conditions of card usage and application disclosure.

BuyRIGHT Pre-Paid MasterCard® - Card Reveiw

The BuyRIGHT Pre-Paid MasterCard® is designed for those that want a stored value card with a rewards program and a unique shopping membership. This card offers a free rewards program as well as a Credit Building Program for an additional fee, which allows you to make purchases online through a pre-approved $7,500 line of credit. Your new line of credit and your monthly payment history will then be reported to at least one major credit bureau. Through the rewards program, you'll earn points that you can redeem for ring tones, music downloads, prepaid wireless airtime, and long-distance calling cards. The stored value card requires an initial load of $10 and a $29.95 account set-up fee. It gives you the option of either paying a monthly fee of $4.95 or paying no monthly fee with a per-transaction fee of $1. If you plan to make at least five card transactions per month, it would be beneficial to pay the monthly fee.

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Review Date: 12/3/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.