| Intro APR | ![]() |
Intro Period | ![]() |
Regular APR | ![]() |
Annual Fee | ![]() |
Balance Transfer | ![]() |
Credit Needed |
| 0% | ![]() | up to 12 Months* | ![]() | as low as 10.99%* | ![]() | $0* | ![]() | Yes* | ![]() |
Excellent Credit* |
| Card Issuer | American Express |
| Card Status | Standard |
| Intro APR | 0% APR for up to 12 Months |
| Intro Details | The introductory rate for purchases varies and will be 12 months or 6 months. A 12 month 2.99% introductory rate is available on balance transfers submitted during the application process. |
| APR for Purchases | as low as 10.99% |
| Grace Period | 20 Days |
| Over the Limit Fee | $35 |
| Cash Advance Fee | N/A |
| Balance Transfer Fee | 3% of each balance transfer associated with this offer ($5 minimum/$99 maximum per transfer). However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction. |
| Type of Reward | Point |
| Points/Dollar Spent | 1 Point |
| Point Details | Points earned can be redeemed for airline, hotel, merchandise and gift certificates. |
| Notes | Card is currently unavailable to residents of Puerto Rico. The APR for purchases varies according to the applicant's credit history and may range from 10.99% to 17.99%. See website for complete terms and conditions of card usage and application disclosure. |
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.