Baby Phat Prepaid Visa® RushCard™
- Free Credit Builder with RushPath to Credit
- Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
- Free Direct Deposit
- Free 24x7 Customer Service
- Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
- Simple and Reasonable - No Monthly, Annual, or Hidden Fees
- Everyone is Eligible - No Credit Check or Employment Verification
- Helps Control Debt - You Can't Overspend!
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| n/a* | | n/a* | | n/a* | | $0* | | No* | |
Poor Credit OK* |
| Card Issuer | Manufacturers and Traders Trust Company |
| Card Status | Standard |
| Intro APR | No Introductory Rate Available |
| Cash Advance Fee | $1.95 for domestic ATM transactions; $3.50 for international ATM transactions |
| ApplicationFee | $19.95 |
| Participation Fee | $0 |
| Reload Fee | $0 for load via direct deposit of pay or government benefits, tax refunds, money order, or bank transfer (bank may charge a fee); $3.95 for load via MoneyGram at a loading point for transactions of up to $5,000. |
| Inactive Fee | $2.95 Monthly (after 60 days of inactivity) |
| Total First Year Fees | $19.95 |
| Type of Reward | Rebate |
| Additional Rebates | None% |
| Rebate Details | The Baby Phat Prepaid Visa® RushCard™ offers a Cash Back Rewards program. Transaction fees that are incurred past the $10 cap per month are deposited back onto the cardholder`s Baby Phat Prepaid Visa® RushCard™ on the 15th of every month. |
| Notes | No security deposit required. Credit Builder: Members Can Opt in to Have Bill Payments Made with RushCard Reported to PRBC Who Will Start a Positive Credit File for Them. Lender May, in the Future, Use this Information for Granting Loans and Lines of Credit There is a $1 transaction fee for each purchase, which is capped at $10 per month (all additional transaction fees will be refunded). The $19.95 activation fee will be deducted from the initial load amount made on the card. Any child between the ages of 13-17 wishing to apply for a Visa® RushCard™ will require parental consent. Various additional fees associated with the card, see website for additional details. See website for complete terms and conditions of card usage and application disclosure. |
Baby Phat Prepaid Visa® RushCard™ - Card Reveiw
The Baby Phat Prepaid Visa® RushCard™ is a stored value card perfect for those of you that do not need to build or establish your credit. This card allows you to make payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly to the card every pay period through direct deposit of pay or government benefits. Through the referral program, each time you refer a new applicant to the Prepaid Visa® RushCard™, you'll earn money. Although there is a $1.00 fee applied each time you make a purchase (capped at $10 per month — additional purchases are free), there is no fee for making direct deposits to the card. There is also a one-time activation fee of $19.95; however there is no monthly participation fee. Overall, this is a good option if you need a card to make purchases and payments.
Review Date: 12/3/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.