| Intro APR | ![]() |
Intro Period | ![]() |
Regular APR | ![]() |
Annual Fee | ![]() |
Balance Transfer | ![]() |
Credit Needed |
| n/a* | ![]() | n/a* | ![]() | 14.99%* | ![]() | $0* | ![]() | No* | ![]() |
Good Credit* |
| Card Issuer | HSBC Bank Nevada, N.A. |
| Card Status | Platinum |
| Intro APR | No Introductory Rate Available |
| APR for Purchases | 14.99% |
| Grace Period | 20 Days (Min.) |
| Late Payment Fee | $39 |
| Over the Limit Fee | $39 |
| APR for Cash Advances | 29.99% |
| Cash Advance Fee | $5 for ATM and convenience check transactions up to $100; the greater of 4% and $15 for ATM and convenience check transactions over $100 and all other cash advance transactions; $29 for cash express transactions |
| Type of Reward | Point |
| Points/Dollar Spent | 1 Entry |
| Point Details | Entries earned on qualified purchases, cash advances, and balance transfers. Each entry is automatically submitted into a monthly sweepstakes drawing for a cash prize. |
| Notes | The APR is based on the highest Prime Rate during a 90-day period. The minimum APR for purchases is 14.99%. The minimum APR for cash advances is 29.99%. The APR for purchases varies according to the applicant`s credit history and will be 7.24% or 14.24% + Prime Rate. The Sweepstakes begins at 12:00:01 AM ET on 10/01/08. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/09. The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard™ MasterCard® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. See website for additional APR information. See website for complete terms and conditions of card usage and application disclosure. |
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.