American DreamCard™ Platinum MasterCard®

American DreamCard™ Platinum MasterCard®
  • American DreamCard™ - The First and Only `POOLED REWARDS™` Credit Card
  • You Don`t Need to be a Big Spender to Win Big with This Credit Card
  • The American DreamCard™ is the Credit Card Program that Can Make People Rich!
  • Large Monthly Cash Jackpots!
  • Earn Entries from Everyday Shopping!
  • Every $1 in Net Retail Purchases = 1 Entry to Win (up to 1,000 Entries per Purchase)
  • No Annual Fee*
  • Get 1,000 Entries Just for Applying!
Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
n/a*n/a* 14.99%*$0*No* Good Credit*
Card IssuerHSBC Bank Nevada, N.A.
Card StatusPlatinum
Intro APRNo Introductory Rate Available
APR for Purchases 14.99%
Grace Period20 Days (Min.)
Late Payment Fee$39
Over the Limit Fee$39
APR for Cash Advances29.99%
Cash Advance Fee$5 for ATM and convenience check transactions up to $100; the greater of 4% and $15 for ATM and convenience check transactions over $100 and all other cash advance transactions; $29 for cash express transactions
Type of RewardPoint
Points/Dollar Spent1 Entry
Point DetailsEntries earned on qualified purchases, cash advances, and balance transfers. Each entry is automatically submitted into a monthly sweepstakes drawing for a cash prize.
NotesThe APR is based on the highest Prime Rate during a 90-day period. The minimum APR for purchases is 14.99%. The minimum APR for cash advances is 29.99%. The APR for purchases varies according to the applicant`s credit history and will be 7.24% or 14.24% + Prime Rate. The Sweepstakes begins at 12:00:01 AM ET on 10/01/08. The Sweepstakes ends and all entries expire at 11:59:59 PM ET on 09/30/09. The Sweepstakes is sponsored by HSBC Card Services, Inc. The American DreamCard™ MasterCard® is issued by HSBC Card Services. Its affiliates, HSBC Card Services Inc. and/or HSBC Card Services (II), Inc., provide administrative and processing services for the credit card. See website for additional APR information. See website for complete terms and conditions of card usage and application disclosure.

American DreamCard™ Platinum MasterCard® - Card Reveiw


The American DreamCard™ Platinum MasterCard® is designed for those who are looking for an average platinum card with a monthly cash sweepstakes program. Through the American DreamCard™ Sweepstakes program, one entry is awarded for each dollar spent in purchases, cash advances, and balance transfers. Cardholders also receive 1,000 bonus entries when they apply online. Each month, one winner will be selected for a cash prize of up to .50% of the total amount of net dollars spent by the participating American DreamCard™ cardholders during the corresponding drawing period, starting at $25,000. The card has a variable interest rates for all transactions and no annual fee.
Review Date: 11/13/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.