All-Access® MasterCard® Prepaid Card

All-Access® MasterCard® Prepaid Card
  • As Seen in Stores Nationwide
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Intro APR Intro Period Regular APR Annual Fee Balance Transfer Credit Needed
n/a*n/a*n/a*$0*No* Poor Credit OK*
Card IssuerMetaBank
Card StatusStandard
Intro APRNo Introductory Rate Available
Cash Advance Fee$2 domestic ATM fee; $4.95 international ATM fee
ApplicationFee$0**
Participation Fee$0***
Reload Fee$0 for account-to-account transfers via the Internet; up to $0.50 for account-to-account transfers via the toll fee number; $4.95 for account-to-account transfers via a live agent; in person retail cash load fees vary by merchant location.
Inactive Fee$5.95 monthly if the card is not active within a 90-day period.
Total First Year Fees$0****
Notes**Although the opening of the account is free, there may be card fulfillment charges (i.e., shipping and handling) of up to $19.95. ***The participation fee is free if the cardholder chooses the pay per transaction plan, or cardholders can choose to pay a monthly fee of up to $9.95 for unlimited signature and PIN transactions. ****The total for first year fees does not include the card fulfillment fee, the monthly fee for the FeeAdvantage™ plan, or any transaction fees for the pay per transaction plan. $1 fee per signature purchase transaction with the pay per transaction plan. $2 fee per PIN-based purchase transaction with the pay per transaction plan. No credit checks. See website for complete terms and conditions of card usage and application disclosure.

All-Access® MasterCard® Prepaid Card - Card Reveiw


The All-Access® MasterCard® Prepaid Card is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll then be able to use the card anywhere a traditional credit card is accepted. The main difference between the various prepaid cards is the amount of fees required to maintain and load funds onto the card. This card has no account opening fee, and direct deposits onto the card are free. You'll also have the choice between paying a low monthly fee for unlimited transactions and paying a fee each time you make a transaction. Either way, the overall fees for this card are much lower than the fees you'd pay with most prepaid cards. This card also provides many additional benefits and services that you won't find with other prepaid cards. Overall, this is a great option if you need a card to make purchases and payments.
Review Date: 12/1/2008

* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.