AccountNow™ Prepaid Visa® Card
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- FREE Direct Deposit
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
| Intro APR |  |
Intro Period | |
Regular APR | |
Annual Fee | |
Balance Transfer | |
Credit Needed |
| n/a* | | n/a* | | n/a* | | $0* | | No* | |
Poor Credit OK* |
| Card Issuer | Palm Desert National Bank |
| Card Status | Standard |
| Intro APR | No Introductory Rate Available |
| Over the Limit Fee | None |
| Cash Advance Fee | $2 U.S. ATM transaction fee (1 free cash withdrawal per month); $4.95 bank teller cash advance and international ATM transaction fee |
| ApplicationFee | $9.95** |
| Participation Fee | $119.40 ($9.95 monthly) |
| Reload Fee | $0 (except for bank wires) |
| Inactive Fee | $0 |
| Deposit Interest | No |
| Total First Year Fees | $129.35 |
| Notes | This card offers cardholders their choice of three unique plans, which differ in terms of the fees and the services that are offered, so cardholders should review the terms and conditions before applying to see which plan will fit their needs the most (the current card review reflects the premium plan). There is no transaction fee for U.S. purchases. **The account set up fee of $9.95 is waived with direct deposit loads. The direct deposit limit plus the cash deposit limit is the maximum deposit amount. $1 fee for ATM balance inquiries. $1 fee for international purchases. No credit checks or turn downs. No employment verifications. Must be at least 18 and a U.S. citizen or permanent resident. See website for complete terms and conditions of card usage and application disclosure. |
AccountNow™ Prepaid Visa® Card - Card Reveiw
The AccountNow™ Prepaid Visa® Card is ideal if you need to make transactions that normally require a traditional credit card, but you have trouble obtaining one. As with all prepaid cards, the available balance on the card for purchases must be funded in advance. You'll then be able to use the card anywhere a traditional credit card is accepted. The main difference between the various prepaid cards is the amount of fees required to maintain and load funds onto the card. This card has a very low activation fee and an average participation fee. There are no additional transaction fees for making U.S. purchases and there is no fee for making direct deposits to the card. This card also provides access to a free credit builder program and a free bill pay service for the first seven transactions each month. Overall, this is a good option if you need a card to make purchases and payments. This card also offers a choice of plans, so you can choose the one that meets your needs the most.
Review Date: 10/30/2008
* See the online credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button you can review the credit card terms and conditions on the credit card issuer\'s web site.